Personal wealth management
Illumin shows you the full financial picture: what you have, what you're missing, and exactly what inaction is costing you.
The problem
Not because they lack the information. Because no single tool has ever shown it to them clearly.
What you know
Your salary is good. You're doing fine. There's money in your account at the end of the month.
What you don't see
Every month you wait costs you compounding wealth you will never recover. The gap is already larger than you think.
What most apps give you
Budgeting tools. Spending categories. Transaction lists. None of it tells you what you're actually losing.
What Illumin gives you
A single number. The real cost of your current trajectory, and what changes it.
The calculation
Three inputs. The exact dollar cost of your current trajectory, and what closing the gap looks like.
Step 1 of 3
We'll assume retirement at 65.
What Illumin does
Every feature is designed around one question: what do you need to see to make better decisions?
The opportunity cost reveal
Enter three numbers. See exactly what your current trajectory is costing you in retirement wealth, and what closing the gap looks like.
Complete account aggregation
Every account in one place. Checking, savings, investments, 401(k), brokerage. Your actual net worth, not an estimate.
Monthly cost-of-waiting notification
One number, once a month. What this month's delay cost you. Not to create anxiety, but to make the decision concrete.
Portfolio construction for high earners
Advanced risk assessment and allocation tools for users with significant investable assets. Coming soon.
Sign up to be first to know when Illumin launches.